Lifestyle Combo
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Lifestyle Combo

R75 Lifestyle Combo (Basic)

With Unity’s Basic Lifestyle Combo you get R55 000 in court representation, mediation and telephonic. And because we’re all about value, we’ve thrown in the added benefit of accidental death and disability cover.

This combo deal includes the following:

  • Legal Plan A
  • Accident Plan A

Premium: R 75 p/m

Legal Plan cover details:

Renders legal services to the main member, spouse and up to four dependent (unmarried, unemployed under the age of 21 or full time, registered students) in terms of the following:

  • Basic benefit provides unlimited 24-hour telephonic legal assistance and advice
  • The mediation benefit assists with the drawing up of contracts and agreements as well as negotiations
  • The litigation benefit provides in court representation to value of R55 000 annually, for matters of a civil, labour, family and criminal nature. Three month waiting period applies.
  • The tax benefit provides the main member with access to a registered tax practitioner for assistance with the following during the tax season:
  • Completion and submission of tax returns
  • Completion and submission of provisional tax returns
  • Advice on salary structuring
  • Tax planning
  • Dispute resolution with SARS
  • Objection on assessment(s) from SARS
  • Calculation of capital gains tax
  • Calculations on donations tax
  • Assistance with assessment audits
  • Advice on all of the above

Accident Cover details:

  • Provides cover for death and disability due to an accident for the main member and up to five dependent children up to the age of 21, or 25-years-old if they are full time, registered students. Spouses/partners can be covered at an additional cost with discounted rates.
  • Death as a result of an accident pay-out – R50 000
  • Permanent disablement as a result of an accident (that partially or completely prevents you from performing your occupation) pay-out- R50 000
  • Tax-free pay-outs
  • No medical examination required
  • Clients qualify between the ages of 21 – 65 years of age
  • No excess payable
  • No waiting period


 R240 Lifestyle Combo (Plus)

With Unity’s Lifestyle Combo Plus you get R120 000 in court representation, mediation and telephonic. And because we’re all about value, we’ve thrown in the added benefit of accidental death and disability cover.

This combo deal includes the following:

  • Legal Plan C
  • Accident Plan E

Premium: R 240 p/m

Legal Plan cover details:

Renders legal services to the main member, spouse and up to four dependent (unmarried, unemployed under the age of 21 or full time, registered students) in terms of the following:

  • Basic benefit provides unlimited 24-hour telephonic legal assistance and advice
  • The mediation benefit assists with the drawing up of contracts and agreements as well as negotiations
  • The litigation benefit provides in court representation to value of R120 000 annually, for matters of a civil, labour, family and criminal nature. One month waiting period applies.
  • The tax benefit provides the main member with access to a registered tax practitioner for assistance with the following during the tax season:
  • Completion and submission of tax returns
  • Completion and submission of provisional tax returns
  • Advice on salary structuring
  • Tax planning
  • Dispute resolution with SARS
  • Objection on assessment(s) from SARS
  • Calculation of capital gains tax
  • Calculations on donations tax
  • Assistance with assessment audits
  • Advice on all of the above

Accident Cover details:

  • Provides cover for death and disability due to an accident for the main member and up to five dependent children up to the age of 21, or 25-years-old if they are full time, registered students. Spouses/partners can be covered at an additional cost with discounted rates.
  • Death as a result of an accident pay-out – R500 000
  • Permanent disablement as a result of an accident (that partially or completely prevents you from performing your occupation) pay-out- R500 000
  • Tax-free pay-outs
  • No medical examination required
  • Clients qualify between the ages of 21 – 65 years of age
  • No excess payable
  • No waiting period
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