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  1. U choose from an individual plan or two family plans. On family plans, U get cover for your spouse and up to five dependent children up to the age of 21, or 25-years old if they are full-time, registered students
  2. Cover for natural and accidental death, as well as disability cover
  3. Cover of up to R15 000 for natural death, and up to R50 000 for accidental death, subject to the plan U choose
  4. Cover for death as the result an of HIV/AIDS-related illness
  5. U get a tax-free payout of up to R50 000 in the event of disablement, according to a scale of benefits
  6. Claims for natural death will be settled in less than two working days upon receipt of all required documentation

And that’s not all…

  1. The service is offered if both the death and burial occur within the borders of South Africa. In the event of the insured’s death, the next of kin may choose the place of burial and the funeral home.
  2. The mortal remains will be sent to the branch of the chosen funeral home that is closest to the cemetery.
  1. U need to be between the ages of 18 and 65-years old to be a main member
  2. U pay a monthly premium
  3. There is a six-month waiting period for death as a result of natural causes
  4. Suicide is not covered within the first 24 months
  5. For the fine print, read our brochure

R5 000 cover limit for policyholder






per month


R5 000 policyholder cover limit

R5 000 spouse cover limit

R3 000 Child 14 - 21 cover limit

R1 000 Child 6 - 13 cover limit

R750 Child 0 - 5 cover limit

R750 Stillborn cover limit

per month

Individual Cover Cover Limit
Accidental Death R50 000
Natural Death R15 000
Accidental Permanent Disability (according to scale of benefits) R50 000
Repatriation R3 000
Premium R59pm
Family Cover Silver Family Plan Gold Family Plan
Main member and spouse cover
Accidental Death(main member only) R50 000 R50 000
Natural Death(main member and spouse only) R10 000 R15 000
Accidental Permanent Disability, according to the scale of benefits (main member and spouse only) R50 000 R50 000
Repatriation (all covered lives) R3 000 R3 000
Price R89pm R99pm
Dependant children cover
Child 0-5 R1 250 R2 000
Child 6-13 R2 000 R5 000
Child 14-21 R6 000 R10 000

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