South Africa’s roads are busy. Very busy! Taxis, trucks, buses, motorbikes, private vehicles, cyclists – if it has wheels, the chances are it’s on our roads. Now although for the most part, our nation is pretty responsible on the roads, we’ve all had occasion to throw our hands in the air in disbelief as an errant commuter changes lanes without indicating or simply stops where they shouldn’t, or passes us on the highway at breakneck speed. Like it or not, our roads can be a dangerous place, no matter how cautiously, considerately and carefully we drive.

But accidents do happen, and it’s when you’re involved in one, that you want the security of being covered legally against the potential costs of legal action either brought by you or against you. The bottom line is that the cost of legal proceedings can be staggering. So although taking out legal cover may be the last thing on your mind, when push comes to shove you’d be saving yourself large sums of your hard earned money. But there’s more to legal cover than just the potential financial benefits.

While any accident or other issue that may require any legal proceedings is in itself traumatic for most people concerned, having legal cover will also provide you with another vital piece cover. It’s called peace-of-mind. Staying calm, focused and rational goes a long way to relieving the stress in most legal instances and your lawyer is highly trained to handle both your case and answer all your questions so that you know exactly where you stand with complete confidence. In short, legal cover is more than simply a worthwhile, value-for-money investment should things go wrong - it’s absolutely essential.